Personal Accounts

Share (Savings)

  • $25.00 minimum opening deposit

  • Rates are subject to change. Please contact the credit union for the most current dividend rate

  • Earn interest on balances of $100 or more. Dividends are calculated using the average daily balance and paid quarterly

  • No ATM card offered

Have questions? We are here to help you!

Secondary Share (Additional Savings)

It’s always a good feeling to know you have extra money saved for a rainy day

  • $25.00 minimum opening deposit

  • Rates are subject to change. Please contact the credit union for the most current dividend rate

  • Earn interest on balances of $100 or more. Dividends are calculated using the average daily balance and paid quarterly

  • No ATM card offered

Have questions? We are here to help you!

Share Draft Basic (Checking)

You must open a share account to establish your membership with Texas Community FCU to have a share draft account.

  • $25.00 minimum opening deposit

  • Free Visa Debit Card

  • Share Draft Protection with Courtesy Pay*

  • Online banking and mobile banking

  • Security Alerts

*Must opt-in to Share Draft Protection to qualify for coverage

Visa Debit Card

Our Visa Check Card combines our share draft account with the convenience and versatility of a credit card. It can be used for purchases or cash, and it is accepted everywhere Visa is accepted.

Our Visa Check Card has no monthly fee, and it draws money from your share draft account, so no interest charges apply when used this way.

The Visa Check Card is available with our share draft accounts, and it can be used at ATMs and Point-of-Sale locations (POS) at some retail stores for withdrawals from your member accounts. Please note that ATM fees may apply at non-institutional ATMs.

Our Kingsville ATM accepts deposits. Deposits can be made via cash or check.

Share Draft Plus (Interest-Bearing Checking)

You must open a share account to establish your membership with Texas Community FCU to have a share draft account.

  • $375.00 minimum opening deposit

  • Rates are subject to change. Please contact the credit union for the most current dividend rate

  • Free Visa Debit Card

  • Share Draft Protection with Courtesy Pay*

  • Online banking and mobile banking

  • Security Alerts

  • Monthly fee assessed if minimum balance is not met. Refer to the current fee schedule for details

*Must opt-in to Share Draft Protection to qualify for coverage

Share Certificates

With as little as $500.00, you can invest in a Share Certificate for 3 to 60 months. Give us a call today for the most current Share Certificate rates; we would love to speak with you.

IRAs

With as little as $25, you can invest in an IRA certificate that will earn higher dividends. Give us a call today for the most current rate; we are here to help you reach your retirement goals.